Securing funding for acquisitions through traditional High Street lenders can often be a challenge. These deals frequently fall outside the increasingly conservative credit policies of mainstream banks. In today’s environment, banks are also inundated with business loan applications, making it even harder for acquisition funding to receive the attention it deserves.
That’s where direct lending comes in.
Our specialist advisor has access to a network of institutional lenders—including pension funds, family offices, and High Net Worth Investors—who have a strong appetite for backing high-quality acquisitions. Whether you’re pursuing a Management Buyout (MBO), Management Buy-In (MBI), or executing a buy-and-build strategy, direct lending can provide the funding solution you need.
Unlike traditional bank lending, these deals are typically assessed on a cashflow basis, focusing on the business’s ability to generate ongoing revenue rather than relying solely on Balance Sheet asset values. This makes direct lending particularly well-suited to businesses driven by human capital—such as those in the Professional Services, Consulting, or Contracting sectors—where tangible assets may be minimal.
An added benefit: Invoice Finance is usually not required. This not only reduces administrative burden and reconciliation efforts, but also ensures funding stability that isn’t tied to monthly performance fluctuations.
If you’re considering an acquisition and traditional funding routes aren’t yielding results, direct lending could be the answer.
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